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4 11, 2018

Open Letter to PM – Bringing Paypal to Pakistan

Tubbergen The Freelance Industry in Pakistan is in full bloom. Young programmers of Pakistan are taking over global freelance market with their passion, hard work and brilliance. Despite of Indians programmers being in large number, Pakistanis are professionally competing hand in hand with Indians. Clients are impressed by Pakistani Freelancers availability and dedication to completing their job   On freelance websites like, and others, When clients post projects, they prefer Pakistanis over Indians mostly due to their competence and more availability. However, Pakistanis are at a big disadvantage against Indians when it comes to receiving payments and that is, we don't have PayPal in Pakistan. This results in lower profits for us. Every single client for whom we work in long term, asks for PayPal. They want a payment method which has no hassle and is easy for them. When paying through PayPal, the client and the freelancer can both avoid the high fee that job portals like Upwork charge them. The famous payment methods available for Pakistanis are: Payoneer, Skrill and Xoom. All of them are difficult for clients

30 08, 2015

Upworks Vs Toptal I started my journey as a freelancer from Elance. After several months, I started getting jobs there. I got excellent reviews and a five star rating on those jobs. One Major problem with Elance was constant competition with low-priced inexperienced developers. Every time I placed a bid, i had to prove myself through my proposal and give a competitive price so i could stand out of 50-60 other applicants. The competition was tough and growing everyday. Elance-Odesk merger into Upwork resulted in further increasing this competition. People were biding at extremely low rates like $5 for a project. I decided to look for a new freelancing platform. I tried searching for good and reliable freelancing platforms other than Upwork and I came to know about When I read about their screening process, I was convinced that this is what I was looking for. I wanted a place where only seasoned developers or at least people who knew how to code could bid. I searched more for and found many good reviews for it on and other websites.

9 02, 2013

Skrill Asking For IBAN

Recently skrill ( modified the withdrawl process for wire transfer to banks. When withdrawing money, they  ask for your  IBAN . Now <h3>what is IBAN?</h3> IBAN is international Bank Account Number, which can be generated from your local bank account number and swift code easily. IBAN its not a new information, it is generated by your bank account number and swift code after doing some calculations on it. I faced a lot of trouble when i called Bank Alfalah, Lahore and asked them my IBAN. They told me Alafalah does not have an IBAN. I called them again and same reply. Then i decided to so something on my own. I used a tool to generate the IBAN and also followed the steps given by State Bank Of Pakistan to verify that my IBAN was correct. Luckily I was able to generate the correct number and received my money from skrill in my account 2 days back. Use this tool to calculate IBAN.